Advice From a Debt Coach on How to Change Your Debt Mindset
As a holistic financial and debt coach, I see debts of all kinds. But one thing remains consistent, and that’s the “debt mindset”, and it is toxic. Let’s talk about how I work with my clients to heal their debt mindset and make paying off (and staying out) debt easier and easier. Approximate read time: 8 minutes (10-20 […]
How to Reduce Holiday Spending Without Feeling Restricted: Tips From a Financial Coach
“I’ve got to spend less on the holidays this year.” Advice from a trauma-informed, holistic financial coach on how to reduce holiday spending without feeling restricted. Approximate read time: 7 minutes Well, it’s that time of year again! Time to start holiday shopping! And keeping up family traditions.And socializing.Of course all the gifts.Oh ya, and […]
“I Just Need to Stop Spending Money on Unnecessary Things.”: Advice From a Financial Coach
Let’s Talk About Financial Shame and How to Overcome it. You’ve probably told yourself you need to stop wasting money a million times. And maybe just as often you’ve shamed yourself for your spending choices. If restriction and financial shame worked, we’d all be fine. Read on for some ways to stop shaming yourself about […]
Lifestyle Creep: Tips From a Financial Coach on What it is & How To Recover From It
What is Lifestyle Creep? Also known as lifestyle inflation, means as we earn more, our lifestyle tastes and expectations go up too. Let’s talk about how to prevent and recover from lifestyle creep with the help of a financial coach and financial coaching services! Approximate read time: Five minutes “I work hard and have nothing […]
Tracking: Burn the Receipts
How to Track Spending: Why it’s ok to get rid of that big pile of receipts. Approximate read time: 7 minutes How many times have you tried to track your spending? Here’s some common responses I get when I ask my clients that question: “My bank keeps track of that for me.” “You mean like […]
“You Just Give People Budgets, Right?”
Let’s talk about how to make a budget built by you, FOR you. Approximate read time: 8 minutes You could google “how to make a budget” right now and you’d probably come up with 100s of options. Some will be free, some will be subscription-based, but none of them will be built for your life. […]
The Future of Financial Literacy
For generations we’ve heard the same bits of financial wisdom, and we’ve all faithfully passed down this wisdom, reinforcing it each time we regurgitate it. But it’s finally time for a revolution. The future of financial literacy looks nothing like the past. Approximate read time: 4 minutes To be successful, traditional financial literacy dogma tells […]
How to Stay Motivated While Building Savings
Regardless of your income, it can be difficult to build savings Here are my top suggestions for staying motivated while building savings. Approximate read time: 4 minutes Just expecting yourself to automatically build savings is not enough “Just save money” sounds like an incredibly do-able strategy for savings, right? Conventional bits of wisdom like this […]
How and When to use Your Emergency Fund
You’ve worked so hard to build up this emergency fund Knowing when to use your emergency fund is just as important as knowing how to build it in the first place. Building emergency funds isn’t always fun, and for the most part, it’s not fast. In my experience, the stickiest emergency funds are the ones […]