How and When to use Your Emergency Fund

Knowing when to use your emergency fund is just as important as knowing how to build it in the first place. You’ve worked so hard to build up this emergency fund Building emergency funds isn’t always fun, and for the most part, it’s not fast. In my experience, the stickiest emergency funds are the ones […]

Beans, Rice, and Bullshit: Why Dave Ramsey’s Budgeting Advice Misses the Mark

The front grill and one headlight of a jaguar car in black and white. Dave Ramsey has owned at least two jaguars while he tells his audience to eat beans and rice rice and beans

Dave Ramsey Beans and Rice If you’ve ever felt like you were failing at money because you couldn’t live on Dave Ramsey’s beans and rice/ rice and beans alone, congratulations—you’re not broken. You’re just not a robot. Ramsey’s infamous “beans and rice, rice and beans” mantra is practically stitched onto the throw pillows of every […]

How to survive a recession

A covered path over a lilly pond. Metaphor for preparing for and surviving a recession.

How to survive a recession In this article we’ll be talking about conventional wisdom around how to survive a recession, why that wisdom rarely works, and what you can do instead. Approximate read time: 6 minutes A quick google will tell you the four things you must do if you want to survive a recession… […]

Water bottles, sunk costs, and the final death of Wants vs Needs

bagpipe band in a meadow conversation about wants and needs

The wants vs. needs tool is not working.  And if a tool isn’t working, stop using it. Approximate read time: 6 minutes. What’s the difference between a want and a need? Wants vs Needs is probably the second most common financial “tool” I hear my clients trying to use. But just like “I just need […]

How a Financial Coach Can Help Navigate Life’s Biggest Transitions

Image of a blonde woman in a black coat and a bright yellow bag is approaching a four-way crossroads. Learn to navigate life's transitions with the help of a financial coach in New York by tackling your finances in effective ways.

Life is full of transitions… sometimes it’s a disruption that comes out of nowhere, and sometimes they’re planned for and expected. Whether a change is a choice you’ve made or a choice that was made for you, let’s talk about how a financial coach can help you navigate life’s biggest transitions with financial coaching services. Approximate read […]

Financial Coach vs Financial Advisor: Which Do I Need?

Image of a man on a beach during sunset with his arms out. Wondering if a financial coach or financial advisor is right for you? Discover how a financial coach in. New York can help you!

In our current, complex financial landscape, different kinds of financial professionals are needed. Navigating the financial landscape of your life can be tricky!  Are you wondering whether you need a financial coach vs a financial advisor? This article will delve into the distinct roles of these professionals. Empowering you to choose the right partner for your financial […]

Five Signs You Need a Financial Coach

Image of a man standing on a path in the middle of the woods looking at two separate paths in front of him. Work with a financial coach in New York and California to work on your unnecessary spending and managing debt.

Let’s talk about five signs that it’s time to seek out a trauma-informed financial coach. Approximate read time: 8 minutes As a trauma-informed financial coach, my only goal is to teach my clients how to trust themselves with their money. I deeply understand how past choices can impact our present financial wellness, and have built […]