You’re Not Broke, You’re Just Overwhelmed: How to Stop Overspending Without Shame
Ever found yourself swearing off spending… while simultaneously clicking “Add to Cart”?Or wondering where your money went, even though you’re sure you haven’t bought anything major?You’re not alone. And you’re not broken, lazy, or bad with money. But you might be stuck in an overspending spiral. And here’s the truth no one tells you: Overspending […]
How to Manage Money When You’re Burned Out
What to Do When Financial Tasks Feel Impossible (and Why You’re Not Failing) If you’ve ever said something like: “We seriously don’t even have five minutes to talk about money.” “Every minute of my day is already spoken for, and then things keep happening.” “We’ve just got too much going on right now to deal […]
Why Traditional Budgeting Doesn’t Work, And What to Try Instead
“Make a budget and stick to it” is one of the most common financial tips out there. Budgets are also one of the most misunderstood, misused, and misapplied tools in personal finance. If you’ve ever felt like budgeting should work but doesn’t (like you’re doing something wrong, or you just lack discipline) you’re not alone. […]
Why Budgeting Doesn’t Work (Especially when you’re overwhelmed)
You’re Not Lazy. You’re Overloaded. It’s November. The lights are twinkling, your inbox is exploding, the kids need costumes and cookies, and someone just brought up travel plans. Again. You know your finances need attention,but every time you open a spreadsheet or log into your bank app, it feels like a tidal wave. You tell […]
Why Couples Fight About Money (And What You Can Do Instead)
Why couples fight about money and what to do about it Why Do Couples Keep Fighting About Money? Even couples who love each other deeply and communicate well in most areas can find themselves stuck in the same argument,again and again,when it comes to money. You’re not alone. And you’re not doing anything wrong. But […]
How to Talk About Money With Your Partner Without Fighting: 10 Skills Every Couple Needs
Financial Communication for Couples You’re great at communicating in your relationship… Until it comes to money. Then, it’s silence. Or stress. Or that same exhausting fight that never gets resolved. This isn’t because you’re bad with money. It’s not because you’re emotionally immature. It’s because most of us try to solve relational problems with system […]
Revenge savings isn’t petty… it’s power.
Revenge savings The best payback is peace of mind and a fat savings account You ever look at your bank account and think, damn, I wish I could return the last six months of choices? Maybe it was the shopping sprees that felt like freedom… until the regret hit.Maybe it was the way you kept […]
Financial Topics to Discuss Before Marriage
Financial Topics to discuss before marriage Not just what to talk about, but how to talk about it. Introduction There’s no shortage of advice telling couples to “talk about money before marriage.” But what most of that advice misses is this: how you talk about money matters more than ticking off a checklist. It’s one […]
Debt Fatigue Is Real — Here’s How to Overcome It
Debt fatigue Debt fatigue is the overwhelming, exhausting, sense that as hard as you are working to pay down your debt, it will never actually happen. It can range from a sense of stagnation, to frustration, and even anger and reactivity. You may be under the sway of debt fatigue if you’re feeling:ShameHopelessStuckFrustratedAnxiousWorriedReactiveAvoidantApathetic Approximate read time […]
Harnessing Economic Blackout Day to Build Financial Resilience
Economic blackout If you’re taking part in today’s Economic Blackout (2/28/2025), thank you! Even brief pauses in spending can shed a lot of clarity on how and why we spend. My encouragement is to take the day to set up some strategies that will help you lead a more resilient financial life every day! Spending […]