Revenge savings isn’t petty… it’s power.

a young woman kissing at the camera holding money on a lavender background, hero image for article on revenge savings

Revenge savings The best payback is peace of mind and a fat savings account You ever look at your bank account and think, damn, I wish I could return the last six months of choices? Maybe it was the shopping sprees that felt like freedom… until the regret hit.Maybe it was the way you kept […]

What is restriction and why is it bullshit?

What is restriction and why is it bullshit? image of a rusty metal gate with a rusty chain doubled over many times and being secured by a newer looking brass lock

Restriction is the removal or reduction of choice. Restricting, limiting or shutting down spending is the most common piece of financial “wisdom” that I have to deprogram with my clients.  Keep reading for why I hate restriction and what I teach my clients instead. Approximate read time: 4 minutes I know you’ve probably had the […]

Financial Topics to Discuss Before Marriage

Four pictures of happy engaged cuoples for 3 financial topics to discuss before marriage article

Financial Topics to discuss before marriage Not just what to talk about, but how to talk about it. Introduction There’s no shortage of advice telling couples to “talk about money before marriage.” But what most of that advice misses is this: how you talk about money matters more than ticking off a checklist. It’s one […]

Debt Fatigue Is Real — Here’s How to Overcome It

A collage of four pictures, a stone path, a woman in a field of flowers, a woman looking at the camera and smiling, a pink sunset on a beach, and a happy couple as a metaphor for healing debt fatigue

Debt fatigue Debt fatigue is the overwhelming, exhausting, sense that as hard as you are working to pay down your debt, it will never actually happen.  It can range from a sense of stagnation, to frustration, and even anger and reactivity.  You may be under the sway of debt fatigue if you’re feeling:ShameHopelessStuckFrustratedAnxiousWorriedReactiveAvoidantApathetic Approximate read time […]

Harnessing Economic Blackout Day to Build Financial Resilience

Image of a woman standing on a cliff looking through a valley and town during sunset. If you are going through a divorce, learn how financial coaching services in California can help you begin the process of finding resilience and overcoming your financial issues. divorce and finances

Economic blackout If you’re taking part in today’s Economic Blackout (2/28/2025), thank you!   Even brief pauses in spending can shed a lot of clarity on how and why we spend.  My encouragement is to take the day to set up some strategies that will help you lead a more resilient financial life every day! Spending […]

Money issues in marriage

A couple sitting at a kitchen table having an intense conversation. The woman is holding paper in her hands and the man is holding a cellphone. Money issues in mariage

Navigating Money Issues in Marriage: How to Build Financial Collaboration Money issues in marriage Approximate read time: 10 minutes Money problems are one of the most common sources of stress and conflict in marriage. But despite being a frequent cause of tension, financial struggles don’t have to lead to the breakdown of a relationship. Very […]

Financial Enmeshment

red nylon rope enterwined in a knot to symbolize financial enmeshement

Financial enmeshment can happen when your financial life is overly intertwined with another person’s.   This can result in stress, financial trauma, codependency, and an overwhelming sense of failure. Approximate read time: 7 minutes Skip to:Recognizing financial enmeshmentWhat is financial enmeshmentOutcomes of financial enmeshmentFinancial enmeshment and mental healthOvercoming financial enmeshment How to recognize financial enmeshment […]

Financial Stress is Killing My Marriage- 4 Exercises for better financial talks

Couple fighting about money. They are sitting on the couch. The man's body posture suggests he's feeling the need to defent himself while the woman is leaning forward as if trying to make a point. As if they're both saying "you're not listening to me"

If you find that financial stress is killing your marriage, you are not alone. Financial stress is one of the top reasons for divorce. In our modern economy money is THE resource, which makes talking about money more than just about goals and prioritizing, it can feel unsafe, polarizing, and fruaght with failure and rejection. […]

What is restriction and why is it bullshit?

What is restriction and why is it bullshit? image of a rusty metal gate with a rusty chain doubled over many times and being secured by a newer looking brass lock

Restriction is the removal or reduction of choice. Restricting, limiting or shutting down spending is the most common piece of financial “wisdom” that I have to deprogram with my clients.  Keep reading for why I hate restriction and what I teach my clients instead. Approximate read time: 4 minutes I know you’ve probably had the […]