Articles

a young woman kissing at the camera holding money on a lavender background, hero image for article on revenge savings

Revenge savings The best payback is peace of mind and a fat savings account You ever look at your bank account and think, damn, I wish I could return the last six months of choices? Maybe it was the shopping sprees that felt like freedom…...

What is restriction and why is it bullshit? image of a rusty metal gate with a rusty chain doubled over many times and being secured by a newer looking brass lock

Restriction is the removal or reduction of choice. Restricting, limiting or shutting down spending is the most common piece of financial “wisdom” that I have to deprogram with my clients.  Keep reading for why I hate restriction and what I teach my clients instead. Approximate...

Four pictures of happy engaged cuoples for 3 financial topics to discuss before marriage article

Financial Topics to discuss before marriage Not just what to talk about, but how to talk about it. Introduction There’s no shortage of advice telling couples to “talk about money before marriage.” But what most of that advice misses is this: how you talk about...

Knowing when to use your emergency fund is just as important as knowing how to build it in the first place. You’ve worked so hard to build up this emergency fund Building emergency funds isn’t always fun, and for the most part, it’s not fast....

The front grill and one headlight of a jaguar car in black and white. Dave Ramsey has owned at least two jaguars while he tells his audience to eat beans and rice rice and beans

Dave Ramsey Beans and Rice If you’ve ever felt like you were failing at money because you couldn’t live on Dave Ramsey’s beans and rice/ rice and beans alone, congratulations—you’re not broken. You’re just not a robot. Ramsey’s infamous “beans and rice, rice and beans”...

A covered path over a lilly pond. Metaphor for preparing for and surviving a recession.

How to survive a recession In this article we’ll be talking about conventional wisdom around how to survive a recession, why that wisdom rarely works, and what you can do instead. Approximate read time: 6 minutes A quick google will tell you the four things...

A collage of four pictures, a stone path, a woman in a field of flowers, a woman looking at the camera and smiling, a pink sunset on a beach, and a happy couple as a metaphor for healing debt fatigue

Debt fatigue Debt fatigue is the overwhelming, exhausting, sense that as hard as you are working to pay down your debt, it will never actually happen.  It can range from a sense of stagnation, to frustration, and even anger and reactivity.  You may be under the...

Image of a woman standing on a cliff looking through a valley and town during sunset. If you are going through a divorce, learn how financial coaching services in California can help you begin the process of finding resilience and overcoming your financial issues. divorce and finances

Economic blackout If you’re taking part in today’s Economic Blackout (2/28/2025), thank you!   Even brief pauses in spending can shed a lot of clarity on how and why we spend.  My encouragement is to take the day to set up some strategies that will help...

A couple sitting at a kitchen table having an intense conversation. The woman is holding paper in her hands and the man is holding a cellphone. Money issues in mariage

Navigating Money Issues in Marriage: How to Build Financial Collaboration Money issues in marriage Approximate read time: 10 minutes Money problems are one of the most common sources of stress and conflict in marriage. But despite being a frequent cause of tension, financial struggles don’t...

red nylon rope enterwined in a knot to symbolize financial enmeshement

Financial enmeshment can happen when your financial life is overly intertwined with another person’s. This can result in stress, financial trauma, codependency, and an overwhelming sense of failure. Approximate read time: 7 minutes Skip to:Recognizing financial enmeshmentWhat is financial enmeshmentOutcomes of financial enmeshmentFinancial enmeshment and...

Couple fighting about money. They are sitting on the couch. The man's body posture suggests he's feeling the need to defent himself while the woman is leaning forward as if trying to make a point. As if they're both saying "you're not listening to me"

If you find that financial stress is killing your marriage, you are not alone. Financial stress is one of the top reasons for divorce. In our modern economy money is THE resource, which makes talking about money more than just about goals and prioritizing, it...

What is restriction and why is it bullshit? image of a rusty metal gate with a rusty chain doubled over many times and being secured by a newer looking brass lock

Restriction is the removal or reduction of choice. Restricting, limiting or shutting down spending is the most common piece of financial “wisdom” that I have to deprogram with my clients.  Keep reading for why I hate restriction and what I teach my clients instead. Approximate...

A foggy, flat, paved path surrounded by blossoming cherry trees. A metaphor for emotional decision making.

I don’t need to tell you how important decision making is to your life.  And I don’t need to tell you just HOW MANY choices you have to make and how overwhelming it can seem to be constantly needing to make the right choices.  And...

financial imposter syndrome represented by a narrow, dangerous path between two bare rock walls

Financial impostor syndrome and the guilt that surrounds it is actually pretty common…especially if you’re making more money than your social or familial group. Let’s talk about why financial imposter syndrome does what it does and what you can do to combat it. Approximate read...

Financial anxiety can happen to anyone. Let’s talk about the one thing I teach my clients to help them navigate financial stress. Approximate read time: 12 minutes Annie came to me through a friend.  Her friend saw Annie spiraling, constantly anxious about money, constantly talking...