Articles

a light blue background with US $100 bills floating down and a hand holding out three colored shopping bags and a credit card. Hero image for article on how to stop overspending without shame or restriction

Ever found yourself swearing off spending… while simultaneously clicking “Add to Cart”?Or wondering where your money went, even though you’re sure you haven’t bought anything major?You’re not alone. And you’re not broken, lazy, or bad with money. But you might be stuck in an overspending...

A woman sitting on a brown couch holding her phone in one hand, looking at the phone, but her other hand is in her hair like she's worried. She has laundry in her lap. How to manage your money when you're burned out.

What to Do When Financial Tasks Feel Impossible (and Why You’re Not Failing) If you’ve ever said something like: “We seriously don’t even have five minutes to talk about money.” “Every minute of my day is already spoken for, and then things keep happening.” “We’ve...

A woman in a pink blouse. She has her head in her hands. On the table in front of her she has some receipts, a spreadsheet workbook, coins and a calculator. Hero image for why budgets don't work

“Make a budget and stick to it” is one of the most common financial tips out there. Budgets are also one of the most misunderstood, misused, and misapplied tools in personal finance. If you’ve ever felt like budgeting should work but doesn’t (like you’re doing...

A woman laying on the floor with her face in her hands. Shes surrounded by shopping bags and receipts, she looks financially overwhelmed

You’re Not Lazy. You’re Overloaded. It’s November. The lights are twinkling, your inbox is exploding, the kids need costumes and cookies, and someone just brought up travel plans. Again. You know your finances need attention,but every time you open a spreadsheet or log into your...

A family of three shopping for the holidays. They are all smiling, and the child his holiding a cookie. They are learning how to reduce holiday spending without feeling restricted

Advice from a trauma-informed, holistic financial coach Read time: ~7 minutes “I’ve got to spend less this holiday season.”Sound familiar? The holidays bring joy… and overwhelm. One moment you’re sipping cider, the next you’re wondering how you already spent $800 and feeling the dread...

A washed out road as a metaphor for how financial infidelity undermines connection and communication

What is Financial Infidelity? Financial infidelity (or financial cheating) simply means you or your partner is hiding something about finances.  This can look like: hiding debt, hiding a bank account, a secret credit card, making financial decisions without your partner, or hiding or misrepresenting income...

A couple fighting about money, one partner has papers in his hand and is leaning forward, the female partner is leaning away from him. Why couples fight about money

Why couples fight about money and what to do about it Why Do Couples Keep Fighting About Money? Even couples who love each other deeply and communicate well in most areas can find themselves stuck in the same argument,again and again,when it comes to money....

A couple talking about money over a laptop, they're both smiling.

Financial Communication for Couples You’re great at communicating in your relationship… Until it comes to money. Then, it’s silence. Or stress. Or that same exhausting fight that never gets resolved. This isn’t because you’re bad with money. It’s not because you’re emotionally immature. It’s because...

a young woman kissing at the camera holding money on a lavender background, hero image for article on revenge savings

Revenge savings The best payback is peace of mind and a fat savings account You ever look at your bank account and think, damn, I wish I could return the last six months of choices? Maybe it was the shopping sprees that felt like freedom…...

Four pictures of happy engaged cuoples for 3 financial topics to discuss before marriage article

Financial Topics to discuss before marriage Not just what to talk about, but how to talk about it. Introduction There’s no shortage of advice telling couples to “talk about money before marriage.” But what most of that advice misses is this: how you talk about...

Knowing when to use your emergency fund is just as important as knowing how to build it in the first place. You’ve worked so hard to build up this emergency fund Building emergency funds isn’t always fun, and for the most part, it’s not fast....

The front grill and one headlight of a jaguar car in black and white. Dave Ramsey has owned at least two jaguars while he tells his audience to eat beans and rice rice and beans

Dave Ramsey Beans and Rice If you’ve ever felt like you were failing at money because you couldn’t live on Dave Ramsey’s beans and rice/ rice and beans alone, congratulations—you’re not broken. You’re just not a robot. Ramsey’s infamous “beans and rice, rice and beans”...

A covered path over a lilly pond. Metaphor for preparing for and surviving a recession.

How to survive a recession In this article we’ll be talking about conventional wisdom around how to survive a recession, why that wisdom rarely works, and what you can do instead. Approximate read time: 6 minutes A quick google will tell you the four things...

A collage of four pictures, a stone path, a woman in a field of flowers, a woman looking at the camera and smiling, a pink sunset on a beach, and a happy couple as a metaphor for healing debt fatigue

Debt fatigue Debt fatigue is the overwhelming, exhausting, sense that as hard as you are working to pay down your debt, it will never actually happen.  It can range from a sense of stagnation, to frustration, and even anger and reactivity.  You may be under the...

Image of a woman standing on a cliff looking through a valley and town during sunset. If you are going through a divorce, learn how financial coaching services in California can help you begin the process of finding resilience and overcoming your financial issues. divorce and finances

Economic blackout If you’re taking part in today’s Economic Blackout (2/28/2025), thank you!   Even brief pauses in spending can shed a lot of clarity on how and why we spend.  My encouragement is to take the day to set up some strategies that will help...